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HCC Medical Insurance Services CitizenSecuresm Economy International Medical Insurance

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Affordable long-term international medical and term life insurance for individuals and families.

CitizenSecureSM Economy is a scheduled benefit plan, offering specific benefit amounts for specific services, while still providing worldwide, comprehensive coverage. This plan is ideal if you are residing abroad and on a tighter budget.  

Why Buy International Medical Insurance?
 
The answer is easy. If you are a US citizen living abroad, traditional sources of US private health insurance will not meet your needs. Geographical exclusions and provider limitations common to these policies will restrict or even eliminate the coverage available to you while you are outside the US. At the same time, you may not be eligible for participation in the government sponsored plans in the country where you reside. Or you may wish to have access to health care in other countries, including the US, in the event you become seriously ill. If you are a non-US citizen, you may need an international medical insurance policy to supplement the coverage available to you through a plan sponsored by your government or to provide coverage while you are outside your home country. If your lifestyle knows no geographic limits, you need health insurance that knows no boundaries. HCC Medical Insurance Services® has designed International Citizen Economy to meet the needs of budget conscious International Citizens who want reliable, affordable coverage.
Is the Plan Renewable?
 
Yes. CitizenSecure Economy is annually renewable. There are no medical questions at renewal. Renewal is only subject to your continued eligibility and payment of premiums. Your renewal premium will be the same as all persons of the same Certificate origination year, age and gender. If you purchase coverage before you reach the age of 65, and maintain coverage continuously for 10 years, subject to continued eligibility, you will automatically be eligible to apply for the International CitizenSecure Senior Plan with no medical questions.
Am I Eligible?
 
CitizenSecure Economy is available to citizens of all countries of the world who are at least age 14 days and not older than age 74. If you are a US citizen, you must reside outside the US or plan to depart the US within 30 days of the Effective Date. If you are a US citizen, you must also reside outside the US for at least 6 months within each Certificate period. Citizens of other countries may reside anywhere, including their country of citizenship. 
What are the Benefits of the Policy?
 
A Schedule of Benefits and Limits, Pre-existing Condition information, and more are included in the CitizenSecure Economy brochure. This document also contains rate tables and an application you can fill out and return to All Aboard Benefits. Click the link below to download and view/print the brochure. 

Note: To view the brochure you need to have Adobe Reader 5.0 or higher installed on your machine. This is a large file that may take a minute or more to download depending on the speed of your Internet connection.

How do I Apply?
 
Click the Apply On-Line button at the top of the page to fill out an on-line application. If you prefer not to apply online, choose Brochure or Application to download the brochure or to fill out the application in the provided document. Or, call us toll free at 1-800-462-2322 to request an application from a travel health insurance agent.
 

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