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Long Term International Travel Insurance

Long term international travel health insurance offering major medical benefits provides seamless coverage for international citizens of all countries who are living or working abroad (outside their country of permanent residence) and want permanent, long-term travelers medical insurance.

These worldwide long term health insurance policies are issued in 12 month periods and are guaranteed renewable. To be eligible, U.S. citizens, including international students, must reside outside the U.S. at least 6 months in a 12 month period.

The following plans are available:

NAVIGATOR | Long Term Crew
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  • Complete, affordable worldwide coverage designed for maritime crew members.
  • Annual plan for those who intend to be outside their home country at least 3 months a year.
  • Covers dependents and families (only the subscriber must be in the crew profession).

CORPORATE | Long & Short Term
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  • Flexibility to meet a group's specific needs, from basic to comprehensive coverage with the option to include emergency-only coverage in the U.S.
  • Cost-share options that can include benefit maximums, deductibles, pre-existing condition limitations and waiting periods
  • Ability to include benefits such as maternity, dependent care, mental health and/or substance abuse treatment, dental and vision, etc.

Xplorer Premier
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  • Long Term International major-medical coverage
  • US Citizens and US legal residents
  • Age 74 or younger
  • Medical limit is Unlimited
  • Deductible waived for office visits
  • Dental coverage (available with Elite plans)
  • Maternity coverage (waiting period)
  • HTH Contracted providers available in 180 countries
  • Network Providers inside the U.S.
  • Pre-Existing conditions waiver available (see language)
  • A Rated U.S. Licensed & Admitted
  • GeoBlue App:
    Search Doctors, Medical Terms Translation Tool